The Intersection of Numbers, Paint & Purpose
Most executives who collaborated with Mohamad Fardous during his decade in corporate finance had no idea he spent his evenings with paint-stained hands. Conversely, art collectors acquiring his bold, textured canvases rarely guessed that the artist behind the work was a former Director of Banking at Rocket Mortgage overseeing multi-million-dollar financial operations.
That rare duality—the analytical rigor of a corporate finance strategist combined with the emotive freedom of a fine artist—defines the entire ecosystem Fardous has constructed in Metro Detroit. Today, as founder and Creative Director of House of Karma, founder of Karma by Design, founder of Studio Escrow, and licensed mortgage advisor with West Capital Lending, Fardous has pioneered a multi-disciplinary model where business strategy and artistic purpose reinforce one another.
On the Unintentional Beginnings
"Karma by Design started pretty unintentionally. I was just creating art for fun—painting and making pieces for friends and family, never thinking it would turn into a business. I'd tell people, 'If you really want to support me, donate to a charity instead.' That mindset of giving before gaining kind of shaped everything that came after."
— Mohamad Fardous (Voyage Michigan Interview)
Academic Roots & Financial Mastery: University of Michigan to Rocket Mortgage
Fardous's trajectory began at the University of Michigan, where he earned his degree in Business and Marketing. The rigorous academic environment instilled a deep understanding of market positioning, consumer psychology, brand strategy, and organizational economics.
Stepping into the fast-paced world of financial services, Fardous spent over ten years mastering client acquisition, trust building, and sales psychology. Rising to Director of Banking at Rocket Mortgage, he trained and coached high-performing banking teams, analyzing how consumers make high-stakes financial decisions. This ten-year crucible proved that people buy trust before they buy products or services—a foundational principle that now guides every client campaign at House of Karma.


The Crucible: Walking Away from Corporate Security & Overcoming Double Hand Surgery
Transitioning from a comfortable six-figure executive salary to full-time entrepreneurship is never frictionless. Fardous traded a corporate title and team for late-night solo shifts—handling everything from canvas preparation and painting to digital marketing, packaging, and logistics.
Then came an existential crisis for an artist: a diagnosis of severe carpal tunnel in both hands, requiring surgery on both wrists. Forced into complete physical stillness for four months, Fardous was unable to hold a paintbrush.
Far from breaking his resolve, those four months of stillness reshaped his vision. Realizing that relying solely on his two hands limited his ability to make an impact, Fardous conceptualized a broader ecosystem. He resolved to build a platform that could empower other emerging artists, provide scalable agency infrastructure for businesses, and integrate automated growth systems.
On Leaving Corporate Life for Creative Freedom
"A lot of people—even some of my closest friends and family—were shocked to find out I do art. For most of my life, I was known as the business and finance guy. No one ever pictured me covered in paint instead of wearing a suit."
— Mohamad Fardous
National Footprint: SLS Hotels, W Resorts & Purpose-Driven Hospitality Art
Karma by Design rapidly expanded beyond individual art collectors into luxury commercial and hospitality spaces nationwide. Fardous's original works and curated collections have been acquired and installed across prestigious national venues, including:
- SLS Hotels & Residences: Custom large-scale abstract installations designed to complement high-end boutique hospitality interiors.
- W Resorts: Vibrant, narrative-driven art pieces integrated into luxury public lounges and VIP suites.
- West End House of Brunch (Downtown Detroit): A permanent ongoing exhibition featuring curated original works where a portion of every sale funds local community programs.
- Sexy Fish Miami & High-End Dining: Collaborative design and visual installations elevating guest experiences in world-class culinary venues.
To date, Karma by Design has generated over $60,000 in charitable contributions, directly supporting food security, public art, and youth creative mentorship in Metro Detroit.

Operating as an independent mortgage broker backed by West Capital Lending's 170+ lender network, bringing radical financial transparency to home buyers.
The Four Pillars of the Fardous Ecosystem
01 · House of Karma
Detroit Creative Agency
Boutique brand strategy, custom web design, SEO, media production, and marketing systems built for businesses serious about long-term ROI rather than quick vanity metrics.
02 · Karma by Design
Art Platform & Philanthropy
Over 700 curated artworks, hospitality installations, an influencer marketing network generating 3M+ monthly impressions, and a platform giving emerging artists the infrastructure to monetize their craft.
03 · West Capital Lending
Independent Mortgage Broker
Licensed across 22+ states with access to 170+ wholesale lenders, providing transparent residential, commercial, DSCR, and bank statement loan solutions without lender bias.
04 · Studio Escrow
Systems & CRM Automation
High-level GoHighLevel CRM architecture, custom workflow automations, AI conversational agents, and pipeline builds that transform marketing attention into scalable revenue.
Academic Mentorship: Lecturing at Parsons, SAIC, U-M Ross & Syracuse
Believing that professional education should be a continuous commitment, Fardous actively mentors the next generation of creative entrepreneurs. He has served as a guest speaker, industry judge, and student mentor across top national institutions:
- Parsons School of Design (NYC): Served as an industry judge for graduating senior presentations, evaluating brand strategy, creative direction, and business viability.
- School of the Art Institute of Chicago (SAIC): Mentored fine art students on transitioning from studio creation to building sustainable creative businesses.
- University of Michigan — Ross School of Business: Guest lectured on customer psychology, ethical sales leadership, and entrepreneurial positioning.
- Syracuse University — Newhouse School of Public Communications: Conducted workshops on personal branding, digital communications, and agency growth.
The Face Behind the Brand
Fardous approaches his own personal brand with the same intention he brings to client campaigns—part of why House of Karma's visual identity feels distinctly his own, from studio branding sessions to the mixed-media canvases he still creates by hand.


Career & Journey Timeline
Served over a decade in finance and sales, climbing to Director of Banking at Rocket Mortgage. Developed deep expertise in customer psychology, sales enablement, and operational systems.
Painted late into the night after long corporate days. Gifted original art to friends and family with one rule: 'If you want to support me, donate to a charity instead.'
Left a six-figure corporate leadership role to launch Karma by Design full-time—merging finance discipline with purpose-driven artistic expression.
Endured double carpal tunnel surgery on both hands. Four months of forced stillness away from painting catalyzed a new vision: building scalable systems and platforms for emerging artists.
Founded House of Karma creative agency for brand strategy and web design, launched Studio Escrow for CRM automation, and partnered with West Capital Lending as an independent mortgage broker.
Over $60,000 in charitable contributions generated, 700+ artworks curated, art installed in luxury hospitality spaces like SLS Hotels and W Resorts, and speaking engagements at U-M Ross, Parsons, and SAIC.
Frequently Asked Questions
Who is Mohamad Fardous?
Mohamad Fardous is a Detroit-born entrepreneur, creative director, artist, and licensed mortgage advisor. He is the founder of House of Karma (creative agency), Karma by Design (art & philanthropy platform), and Studio Escrow (CRM automation), as well as an independent mortgage broker with West Capital Lending.
What is House of Karma?
House of Karma is a Detroit-based boutique creative agency specializing in brand identity, custom website design, lead funnels, SEO, media production, and CRM automation for growing businesses nationwide.
How does Karma by Design combine art and philanthropy?
Karma by Design operates under the 'Art with a Purpose' mission—a portion of every artwork purchase and exhibit event directly funds charitable causes and community programs. Over $60,000 has been donated to date.
Where is Mohamad Fardous's artwork displayed?
His fine art and curated collections are permanently exhibited at West End House of Brunch in Downtown Detroit, featured inside luxury national hospitality venues including SLS Hotels and W Resorts, and collected internationally at karmaxdesign.com.
